Claim Filing Checklist

A home purchase is likely be the most expensive investment a person will make in their life. 

Unfortunately, the upkeep costs required for your home will arise for years to come. Some are unavoidable, like roof re-shingling, HVAC repairs, and storm damage. 

It is possible to mitigate some of these risks, which is why it is important that everyone have homeowner’s insurance, but even that will not cover everything. Insurance providers are running a business, so they are looking to cut spending as much as possible, which can lead to them taking advantage of clients who do not know any better. 

Every claim on an insurance policy could lead to premiums being raised, or even to the policy being dropped completely. So how can one know when it is worth it and when it would be better to pay for a repair out of pocket? There are some easy rules a person can follow so that they can be confident they are making the best choice for their situation, and they could result in huge savings. 

Please refer to the accompanying infographic to learn more about how you can best protect your investment.